The economy is tight and almost everyone is finding ways adjusting to these changes. Including unemployment, providing the basic needs can be challenging. With my family, I constantly worry about if we can even afford rent or bills. Week after week I have tried to offer to pay for a bill or groceries. Every time I ask, the answer is always no. This is why I decided to find ways for me to be smart with my money and spend less.
Therefore I decided to list things I'm cutting back on:
1. Limit eating out to once a week, This even includes snacks at campus. I figured that would be unneeded spending considering I can simply bring a snack from home.
2. Limit clothes shopping to basic needs and not wants. Of course I will always want more then I have, most people are similar in that sense.
3. Find alternative ways to getting around. Gas prices have become a tad bit too expensive for meaningless drives.
4. Instead of going out to the movies, rent a movie from Redbox, Blockbuster or even a movie you have within your household.
5. Drinking less soda and Starbucks. I am definitely a caffeine addict and unfortunately I do get horrible headaches when I do not obtain caffeine but for the sake of saving over $20 a week, I feel this is a much needed cut back.
Even though I work two jobs, I beginning that saving my money is one of the smartest decisions. I say this because I never know when I could be laid off or fired from a job. And the uncertainty of this economy is the only motivation I need because my family's current situation.
Advice on saving and cutbacks was taken from 101 Ways To Save Blog.
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